Group Health Insurance

Chamber Members have access to Canada’s largest employee benefits plan targeted to small-to-medium sized business.

Introduced over 45 years ago, the Chambers Plan now provides coverage to over 30,000 firms like yours. Regardless of the size of your organization Chambers Plan can be customized to meet your needs.  Locally, the Chambers Plan is administered by Capital Financial Services Inc.  

Visit Capital Financial’s website for a quote today and see how they can customize a plan for you.

Canada’s #1 Plan for Employee Benefits

The Chambers of Commerce Group Insurance Plan was launched in 1970 in response to demand from the members of Chambers of Commerce and Boards of Trade across Canada. Today, the plan insures over 35,000 businesses and 100,000 owners & employees nationwide, providing small and medium-sized businesses the protection of a comprehensive group benefits plan usually reserved for much larger firms.


Your business is unique so your business needs unique coverage. That’s why your Chambers Plan is administered by local advisors at Capital Financial Services – so your Chambers Plan Advisor is a member of our community. Whether you want to add dental coverage, change, update or simply ask a question, your advisor is here for you.


Coverage can be tailored to suit your needs. Customize your plan selecting from a wide range of coverage – life, health, dental, disability, critical illness and much more!

​As well, Chambers Plan members have access to my-benefits® an online management tool. This tool allows you to administer your plan anywhere, anytime.


Chambers Plan offers traditional coverage such as life, health, dental and disability, critical illness and so much more.  ​No matter the size of your business we have a comprehensive group health insurance package for you.

You’ll enjoy guaranteed renewal coverage and outstanding service through your local advisor.


Don’t add to someone else’s profit. The Chambers Plan is a not-for-profit program—all surpluses stay in the Plan and help lower premiums.

Give your employees more for less. Health and Dental premiums are a deductible business expense and a TAX FREE benefit for your employees.

NEW! Telemedicine Service

While the Chambers Plan continues to provide stable, comprehensive group benefits to over 30,000 Canadian firms, they’re always on the lookout for opportunities to provide you and your employees with even greater value.

In a recent survey, 57% of Canadians reported they could not secure an appointment with their family doctor within 48 hours, and 76% of Canadians found it difficult to secure care during evenings, weekends and holidays.1 Not only is this adding strain to our healthcare system, leading to exceedingly long wait times in walk-in clinics and patients progressively seeking non-urgent care in emergency rooms, but it contributes to increased absenteeism in the workplace.

We are thrilled to announce our partnership with Teladoc Health, the global leader in virtual care who provides convenient access to high-quality care for millions of people in more than 130 countries. The Teladoc® telemedicine service helps members consult with a physician about non-urgent medical matters by video conference or by phone, from wherever they are, 24 hours a day, 365 days a year.

During the visit, members can receive a diagnosis, treatment recommendation, and even be prescribed medicine when necessary. Every doctor is certified by the Canadian College of Family Physicians to ensure the highest standards of quality.

And the best part is, effective September 1st, 2019, Chambers Plan will offer the Teladoc telemedicine service at no additional charge to all Plan members, and their dependents, who hold a Chambers Plan Extended Health Care benefit. Simply download the Teladoc app from Apple or Google Play, complete the quick registration, and request a consultation either by video conference or by phone.

More information, as well as materials which can be shared with your employees, can be found at my-benefits.ca.

Be in touch with Capital Financial Services for quotations and further information.
phone:  (807) 624-1425
e-mail:  info@capitalfinancial.com
website:  www.capitalfinancial.com 

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